---
schema_version: "secwatch.filing_event.v1"
accession: "0001654954-22-006596"
form_type: "8-K"
ticker: "OXBR"
cik: "0001584831"
company_name: "OXBRIDGE RE HOLDINGS Ltd"
filed_at: "2022-05-12T23:59:59+00:00"
generated_at: "2026-06-25T18:25:21.923944+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Oxbridge Re posts Q1 net loss of $387K on unrealized investment losses; premiums rise

## Summary
- Net loss of $387K ($0.07 per share) vs $28K loss in Q1 2021, driven by negative unrealized change in investments.
- Net premiums earned increased 16% to $210K from $181K on higher average rates on contracts in force.
- No underwriting losses incurred; loss ratio remained 0% for the quarter.
- Combined ratio worsened to 171.9% from 150.3% due to higher personnel and other expenses.
- Cash and equivalents $5.1M; total investments rose $188K; OXAC investment noted.

## SEC filing metadata
- accession: 0001654954-22-006596
- form_type: 8-K
- ticker: OXBR
- cik: 0001584831
- company_name: OXBRIDGE RE HOLDINGS Ltd
- filed_at: 2022-05-12T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584831/000165495422006596/0001654954-22-006596-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584831/000165495422006596/oxbr_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001654954-22-006596
- JSON: https://secwatch.observer/filing/0001654954-22-006596.json
- Plain text: https://secwatch.observer/filing/0001654954-22-006596.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.