{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-22-014045","form_type":"8-K","ticker":"PEBK","cik":"0001093672","company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","filed_at":"2022-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.585814+00:00","generated_at":"2026-06-23T01:33:48.434834+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Peoples Bancorp Q3 net income $5.3M ($0.93 diluted), up from $3.4M ($0.59) YoY","bullets":["Net earnings $5.3M, $0.96 basic / $0.93 diluted per share vs $3.4M, $0.59 diluted a year ago.","Net interest income rose 30% to $13.8M on higher loan volume and Fed rate hikes; PPP fee income fell to $54k.","Total loans grew to $1.0B (13% from Dec 2021) despite $17.9M PPP runoff; non-performing assets low at 0.22%.","Non-interest expense increased to $13.5M on higher appraisal and salary costs; provision for loan losses $408k.","YTD cash dividends raised to $0.69 per share from $0.49; equity declined to $103.9M on unrealized securities losses."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-22-014045","json":"https://secwatch.observer/filing/0001654954-22-014045.json","markdown":"https://secwatch.observer/filing/0001654954-22-014045.md","text":"https://secwatch.observer/filing/0001654954-22-014045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1093672/000165495422014045/0001654954-22-014045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1093672/000165495422014045/pebk_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:33:48.434834+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}