{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-22-014254","form_type":"8-K","ticker":"FMBM","cik":"0000740806","company_name":"F&M BANK CORP","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.421487+00:00","generated_at":"2026-06-23T00:27:33.749902+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"F&M Bank Corp. reports Q3 2022 net income of $2.3M; declares $0.26 dividend","bullets":["Net income $2.3M for Q3, $6.6M for nine months ended Sep 30, 2022.","Deposits grew $17.2M to $1.1B; loans held for investment (ex-PPP) up $6.7M to $699.6M.","Nonperforming assets as % of total assets fell to 0.19% from 0.45% at Dec 31, 2021.","No provision for loan losses in Q3; $150K provision YTD.","Dividends: $0.26/share, payable Nov 29, 2022 to holders of record Nov 14, 2022 (annualized yield 4.45%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-22-014254","json":"https://secwatch.observer/filing/0001654954-22-014254.json","markdown":"https://secwatch.observer/filing/0001654954-22-014254.md","text":"https://secwatch.observer/filing/0001654954-22-014254.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/740806/000165495422014254/0001654954-22-014254-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/740806/000165495422014254/fmbm_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:27:33.749902+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}