{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-23-000679","form_type":"8-K","ticker":"CMTV","cik":"0000718413","company_name":"COMMUNITY BANCORP /VT","filed_at":"2023-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.863451+00:00","generated_at":"2026-06-20T12:04:42.389917+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Community Bancorp Q4 net income $4.7M ($0.86/sh), up 39.7% YoY","bullets":["Q4 2022 net income $4.7M, EPS $0.86 vs $0.62 in Q4 2021, increase of 39.7%.","Full year 2022 net income $13.7M ($2.53/sh), up 4.6% from $13.1M ($2.45/sh) in 2021.","Total assets $1.06B (+3.6% YoY); loans up $58.6M (+8.5%); deposits up $43.6M (+5%).","Dividend maintained at $0.23/share, payable Feb 1, 2023 to holders of record Jan 15, 2023.","Book value per share fell to $13.55 from $15.48 due to unrealized losses on investment portfolio."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-23-000679","json":"https://secwatch.observer/filing/0001654954-23-000679.json","markdown":"https://secwatch.observer/filing/0001654954-23-000679.md","text":"https://secwatch.observer/filing/0001654954-23-000679.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/718413/000165495423000679/0001654954-23-000679-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/718413/000165495423000679/cmtv_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T12:04:42.389917+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"05be88a22175bfa00ca494421365d93d92272fe9","claim":"COMMUNITY BANCORP /VT reported fourth quarter ended December 31, 2022 results: net income 4.7 million, EPS 0.86.","evidence_excerpt":"Community Bancorp., (OTCQX:CMTV) Community National Bank reported earnings for the fourth quarter ended December 31, 2022, of $4.7 million or $0.86 per share, an increase of $1,335,712 or 39.67% compared to $3.4 million or $0.62 per share for the fourth quarter of 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/718413/000165495423000679/0001654954-23-000679-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter ended December 31, 2022"},{"label":"Net income","value":"4.7 million"},{"label":"EPS","value":"0.86"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"cdc757ea066c364f9c9c6e23d742d962ea522a56","claim":"COMMUNITY BANCORP /VT reported full year ended December 31, 2022 results: net income 13.7 million, EPS 2.53.","evidence_excerpt":"Full year earnings for 2022 were $13.7 million or $2.53 per share, compared to $13.1 million or $2.45 per share for the prior year period, an increase of $601,602 or 4.58%.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/718413/000165495423000679/0001654954-23-000679-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"full year ended December 31, 2022"},{"label":"Net income","value":"13.7 million"},{"label":"EPS","value":"2.53"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}