---
schema_version: "secwatch.filing_event.v1"
accession: "0001654954-23-000679"
form_type: "8-K"
ticker: "CMTV"
cik: "0000718413"
company_name: "COMMUNITY BANCORP /VT"
filed_at: "2023-01-23T23:59:59+00:00"
generated_at: "2026-06-20T12:04:42.389917+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Community Bancorp Q4 net income $4.7M ($0.86/sh), up 39.7% YoY

## Summary
- Q4 2022 net income $4.7M, EPS $0.86 vs $0.62 in Q4 2021, increase of 39.7%.
- Full year 2022 net income $13.7M ($2.53/sh), up 4.6% from $13.1M ($2.45/sh) in 2021.
- Total assets $1.06B (+3.6% YoY); loans up $58.6M (+8.5%); deposits up $43.6M (+5%).
- Dividend maintained at $0.23/share, payable Feb 1, 2023 to holders of record Jan 15, 2023.
- Book value per share fell to $13.55 from $15.48 due to unrealized losses on investment portfolio.

## SEC filing metadata
- accession: 0001654954-23-000679
- form_type: 8-K
- ticker: CMTV
- cik: 0000718413
- company_name: COMMUNITY BANCORP /VT
- filed_at: 2023-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/718413/000165495423000679/0001654954-23-000679-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/718413/000165495423000679/cmtv_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001654954-23-000679
- JSON: https://secwatch.observer/filing/0001654954-23-000679.json
- Plain text: https://secwatch.observer/filing/0001654954-23-000679.txt

## Key facts
- Earnings Releases
  COMMUNITY BANCORP /VT reported fourth quarter ended December 31, 2022 results: net income 4.7 million, EPS 0.86.
  - Period: fourth quarter ended December 31, 2022
  - Net income: 4.7 million
  - EPS: 0.86
  - Result: reported results
  source text: Community Bancorp., (OTCQX:CMTV) Community National Bank reported earnings for the fourth quarter ended December 31, 2022, of $4.7 million or $0.86 per share, an increase of $1,335,712 or 39.67% compared to $3.4 million or $0.62 per share for the fourth quarter of 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/718413/000165495423000679/0001654954-23-000679-index.htm
- Earnings Releases
  COMMUNITY BANCORP /VT reported full year ended December 31, 2022 results: net income 13.7 million, EPS 2.53.
  - Period: full year ended December 31, 2022
  - Net income: 13.7 million
  - EPS: 2.53
  - Result: reported results
  source text: Full year earnings for 2022 were $13.7 million or $2.53 per share, compared to $13.1 million or $2.45 per share for the prior year period, an increase of $601,602 or 4.58%.
  evidence_url: https://www.sec.gov/Archives/edgar/data/718413/000165495423000679/0001654954-23-000679-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.