{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-23-005044","form_type":"8-K","ticker":"CMTV","cik":"0000718413","company_name":"COMMUNITY BANCORP /VT","filed_at":"2023-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.043626+00:00","generated_at":"2026-06-16T21:51:10.689710+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Community Bancorp Q1 net income up 38.8% to $0.61/sh; loans grow 8.95%","bullets":["Net income $3.3M ($0.61/sh) vs $2.4M ($0.44/sh) in Q1 2022, a 38.8% increase.","Total assets $1.03B; loan portfolio grew $62.3M (8.95%) YoY; deposits up $11.2M (1.28%).","Net interest income $8.5M (+12.8% YoY); provision for credit losses down to $207,540 from $862,500.","Book value per share $14.33; declared $0.23/sh quarterly dividend payable May 1, 2023.","CEO highlights strong organic growth despite rising rates and challenging economy."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-23-005044","json":"https://secwatch.observer/filing/0001654954-23-005044.json","markdown":"https://secwatch.observer/filing/0001654954-23-005044.md","text":"https://secwatch.observer/filing/0001654954-23-005044.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/718413/000165495423005044/0001654954-23-005044-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/718413/000165495423005044/cmtv_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T21:51:10.689710+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"438454f0fc7753db0fdf53564c115db3683d04e2","claim":"COMMUNITY BANCORP /VT reported the first quarter ended March 31, 2023 results: net income $3.3 million, EPS $0.61 per share.","evidence_excerpt":"Community Bancorp. Reports First Quarter 2023 Earnings; Higher Earnings Reflect Continued Strong Growth in Assets, Deposits and Loans For immediate release Derby, VT: April 21, 2023 --- Community Bancorp., (OTCQX:CMTV) Community National Bank reported earnings for the first quarter ended March 31, 2023, of $3.3 million or $0.61 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/718413/000165495423005044/0001654954-23-005044-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2023"},{"label":"Net income","value":"$3.3 million"},{"label":"EPS","value":"$0.61 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}