{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-23-009565","form_type":"8-K","ticker":"CMTV","cik":"0000718413","company_name":"COMMUNITY BANCORP /VT","filed_at":"2023-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.487396+00:00","generated_at":"2026-06-13T04:35:31.112762+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Community Bancorp Q2 net income $3.2M ($0.58 EPS), up 5.8% YoY; loan growth 11.1%","bullets":["Net income $3.2M ($0.58 per share) vs $3.0M ($0.56) in Q2 2022; YTD net income $6.5M ($1.19) up 20.4%.","Loan portfolio grew $78M (+11.1% YoY) to support asset growth; total assets $1.03B.","Net interest income rose 5.5% to $8.2M; provision for credit losses decreased to $281K from $338K.","Book value per share $14.44, up from $13.55 at Dec 2022; quarterly dividend $0.23 payable Aug 1.","Non-interest income increased 12.5% to $1.8M for the quarter; non-interest expenses up 7.9%."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-23-009565","json":"https://secwatch.observer/filing/0001654954-23-009565.json","markdown":"https://secwatch.observer/filing/0001654954-23-009565.md","text":"https://secwatch.observer/filing/0001654954-23-009565.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/718413/000165495423009565/0001654954-23-009565-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/718413/000165495423009565/cmtv_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T04:35:31.112762+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0be4c68fb8fc33b8b4336495b284d8888e01c062","claim":"COMMUNITY BANCORP /VT reported the second quarter ended June 30, 2023 results: net income $3.2 million, EPS $0.58 per share.","evidence_excerpt":"Community Bancorp., (OTCQX:CMTV) Community National Bank reported earnings for the second quarter ended June 30, 2023, of $3.2 million or $0.58 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/718413/000165495423009565/0001654954-23-009565-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter ended June 30, 2023"},{"label":"Net income","value":"$3.2 million"},{"label":"EPS","value":"$0.58 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"8b332399c865d672302534d37f4fd8778dc70365","claim":"COMMUNITY BANCORP /VT reported six months ended June 30, 2023 results: net income $6.5 million, EPS $1.19 per share.","evidence_excerpt":"Year to date earnings for 2023 are $6.5 million or $1.19 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/718413/000165495423009565/0001654954-23-009565-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"six months ended June 30, 2023"},{"label":"Net income","value":"$6.5 million"},{"label":"EPS","value":"$1.19 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}