---
schema_version: "secwatch.filing_event.v1"
accession: "0001654954-23-009565"
form_type: "8-K"
ticker: "CMTV"
cik: "0000718413"
company_name: "COMMUNITY BANCORP /VT"
filed_at: "2023-07-24T23:59:59+00:00"
generated_at: "2026-06-13T04:35:31.112762+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Community Bancorp Q2 net income $3.2M ($0.58 EPS), up 5.8% YoY; loan growth 11.1%

## Summary
- Net income $3.2M ($0.58 per share) vs $3.0M ($0.56) in Q2 2022; YTD net income $6.5M ($1.19) up 20.4%.
- Loan portfolio grew $78M (+11.1% YoY) to support asset growth; total assets $1.03B.
- Net interest income rose 5.5% to $8.2M; provision for credit losses decreased to $281K from $338K.
- Book value per share $14.44, up from $13.55 at Dec 2022; quarterly dividend $0.23 payable Aug 1.
- Non-interest income increased 12.5% to $1.8M for the quarter; non-interest expenses up 7.9%.

## SEC filing metadata
- accession: 0001654954-23-009565
- form_type: 8-K
- ticker: CMTV
- cik: 0000718413
- company_name: COMMUNITY BANCORP /VT
- filed_at: 2023-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/718413/000165495423009565/0001654954-23-009565-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/718413/000165495423009565/cmtv_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001654954-23-009565
- JSON: https://secwatch.observer/filing/0001654954-23-009565.json
- Plain text: https://secwatch.observer/filing/0001654954-23-009565.txt

## Key facts
- Earnings Releases
  COMMUNITY BANCORP /VT reported the second quarter ended June 30, 2023 results: net income $3.2 million, EPS $0.58 per share.
  - Period: the second quarter ended June 30, 2023
  - Net income: $3.2 million
  - EPS: $0.58 per share
  - Result: reported results
  source text: Community Bancorp., (OTCQX:CMTV) Community National Bank reported earnings for the second quarter ended June 30, 2023, of $3.2 million or $0.58 per share
  evidence_url: https://www.sec.gov/Archives/edgar/data/718413/000165495423009565/0001654954-23-009565-index.htm
- Earnings Releases
  COMMUNITY BANCORP /VT reported six months ended June 30, 2023 results: net income $6.5 million, EPS $1.19 per share.
  - Period: six months ended June 30, 2023
  - Net income: $6.5 million
  - EPS: $1.19 per share
  - Result: reported results
  source text: Year to date earnings for 2023 are $6.5 million or $1.19 per share
  evidence_url: https://www.sec.gov/Archives/edgar/data/718413/000165495423009565/0001654954-23-009565-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.