{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-23-013271","form_type":"8-K","ticker":"CMTV","cik":"0000718413","company_name":"COMMUNITY BANCORP /VT","filed_at":"2023-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.809559+00:00","generated_at":"2026-06-09T17:33:41.486617+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Community Bancorp reports Q3 EPS $0.61, down 6.9% YoY; YTD EPS up 9.5%","bullets":["Q3 net income $3.4M ($0.61 EPS) vs $3.6M ($0.66) prior year, decrease of 6.87%.","YTD net income $9.9M ($1.80 EPS) vs $9.0M ($1.67) prior year, up 9.52%.","Total assets $1.08B; loan portfolio grew $114.4M (15.79%) YoY.","Net interest income Q3 $8.43M, up 0.67%; provision for credit losses $240,889 vs $125,000.","Declared quarterly dividend $0.23/share, payable Nov 1, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-23-013271","json":"https://secwatch.observer/filing/0001654954-23-013271.json","markdown":"https://secwatch.observer/filing/0001654954-23-013271.md","text":"https://secwatch.observer/filing/0001654954-23-013271.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/718413/000165495423013271/0001654954-23-013271-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/718413/000165495423013271/cmtv_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T17:33:41.486617+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9ac5409750df8a1207aa592b19d7f878f7cdb427","claim":"COMMUNITY BANCORP /VT reported nine months ended September 30, 2023 results: net income $9.9 million or $1.80 per share, EPS $1.80 per share.","evidence_excerpt":"Year to date earnings for 2023 were $9.9 million or $1.80 per share, an increase of $860,408 or 9.52% compared to $9.0 million or $1.67 per share for the same period a year ago.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/718413/000165495423013271/0001654954-23-013271-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"nine months ended September 30, 2023"},{"label":"Net income","value":"$9.9 million or $1.80 per share"},{"label":"EPS","value":"$1.80 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"e80c6539337f726e4a80de96b14b9d6957e417ca","claim":"COMMUNITY BANCORP /VT reported third quarter ended September 30, 2023 results: net income $3.4 million or $0.61 per share, EPS $0.61 per share.","evidence_excerpt":"Community Bancorp., (OTCQX:CMTV) the parent company of Community National Bank reported earnings for the third quarter ended September 30, 2023, of $3.4 million or $0.61 per share, a decrease of $247,997 or 6.87% compared to $3.6 million or $0.66 per share for the third quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/718413/000165495423013271/0001654954-23-013271-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended September 30, 2023"},{"label":"Net income","value":"$3.4 million or $0.61 per share"},{"label":"EPS","value":"$0.61 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}