---
schema_version: "secwatch.filing_event.v1"
accession: "0001654954-23-013271"
form_type: "8-K"
ticker: "CMTV"
cik: "0000718413"
company_name: "COMMUNITY BANCORP /VT"
filed_at: "2023-10-23T23:59:59+00:00"
generated_at: "2026-06-09T17:33:41.486617+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Community Bancorp reports Q3 EPS $0.61, down 6.9% YoY; YTD EPS up 9.5%

## Summary
- Q3 net income $3.4M ($0.61 EPS) vs $3.6M ($0.66) prior year, decrease of 6.87%.
- YTD net income $9.9M ($1.80 EPS) vs $9.0M ($1.67) prior year, up 9.52%.
- Total assets $1.08B; loan portfolio grew $114.4M (15.79%) YoY.
- Net interest income Q3 $8.43M, up 0.67%; provision for credit losses $240,889 vs $125,000.
- Declared quarterly dividend $0.23/share, payable Nov 1, 2023.

## SEC filing metadata
- accession: 0001654954-23-013271
- form_type: 8-K
- ticker: CMTV
- cik: 0000718413
- company_name: COMMUNITY BANCORP /VT
- filed_at: 2023-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/718413/000165495423013271/0001654954-23-013271-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/718413/000165495423013271/cmtv_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001654954-23-013271
- JSON: https://secwatch.observer/filing/0001654954-23-013271.json
- Plain text: https://secwatch.observer/filing/0001654954-23-013271.txt

## Key facts
- Earnings Releases
  COMMUNITY BANCORP /VT reported nine months ended September 30, 2023 results: net income $9.9 million or $1.80 per share, EPS $1.80 per share.
  - Period: nine months ended September 30, 2023
  - Net income: $9.9 million or $1.80 per share
  - EPS: $1.80 per share
  - Result: reported results
  source text: Year to date earnings for 2023 were $9.9 million or $1.80 per share, an increase of $860,408 or 9.52% compared to $9.0 million or $1.67 per share for the same period a year ago.
  evidence_url: https://www.sec.gov/Archives/edgar/data/718413/000165495423013271/0001654954-23-013271-index.htm
- Earnings Releases
  COMMUNITY BANCORP /VT reported third quarter ended September 30, 2023 results: net income $3.4 million or $0.61 per share, EPS $0.61 per share.
  - Period: third quarter ended September 30, 2023
  - Net income: $3.4 million or $0.61 per share
  - EPS: $0.61 per share
  - Result: reported results
  source text: Community Bancorp., (OTCQX:CMTV) the parent company of Community National Bank reported earnings for the third quarter ended September 30, 2023, of $3.4 million or $0.61 per share, a decrease of $247,997 or 6.87% compared to $3.6 million or $0.66 per share for the third quarter of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/718413/000165495423013271/0001654954-23-013271-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.