{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-23-013863","form_type":"8-K","ticker":"FMBM","cik":"0000740806","company_name":"F&M BANK CORP","filed_at":"2023-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.918369+00:00","generated_at":"2026-06-08T18:10:57.341199+00:00","sec_items":["8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"F & M Bank Corp. offers early retirement program; max cost $1.8M in Q4 2023","bullets":["Early retirement program offered to certain employees during Q4 2023.","Maximum one-time expense estimated at $1,812,427.","Actual expense may be lower depending on participation.","All expense recognized in Q4 ending December 31, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-23-013863","json":"https://secwatch.observer/filing/0001654954-23-013863.json","markdown":"https://secwatch.observer/filing/0001654954-23-013863.md","text":"https://secwatch.observer/filing/0001654954-23-013863.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/740806/000165495423013863/0001654954-23-013863-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/740806/000165495423013863/fmbm_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T18:10:57.341199+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}