{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-24-004837","form_type":"8-K","ticker":"PEBK","cik":"0001093672","company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","filed_at":"2024-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.253507+00:00","generated_at":"2026-06-03T13:27:24.530928+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Peoples Bancorp Q1 net earnings rise to $0.74/share from $0.58 YoY; NIM narrows to 3.33%","bullets":["Net earnings $3.9M ($0.74 per share) vs $3.2M ($0.58) in Q1 2023; dividend raised to $0.35/share.","Net interest income $13.3M, down from $14.3M YoY; net interest margin 3.33% vs 3.77%.","Non-interest income $6.0M, up from $3.6M, due to absence of securities losses ($2.5M loss in Q1 2023).","Total loans flat at $1.1B; deposits up to $1.5B from $1.4B; core deposits 89.75% of total.","Non-performing assets $4.0M, 0.24% of total assets; allowance for credit losses 0.98% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-24-004837","json":"https://secwatch.observer/filing/0001654954-24-004837.json","markdown":"https://secwatch.observer/filing/0001654954-24-004837.md","text":"https://secwatch.observer/filing/0001654954-24-004837.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1093672/000165495424004837/0001654954-24-004837-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1093672/000165495424004837/pebk_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T13:27:24.530928+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4669fc239f6adcae9a7028eb341ae5b38c8e3eca","claim":"PEOPLES BANCORP OF NORTH CAROLINA INC reported first quarter 2024 results: net income $3.9 million, EPS $0.74 per share and $0.72 per diluted share.","evidence_excerpt":"Peoples Bancorp of North Carolina, Inc. (NASDAQ: PEBK) (the “Company”), the parent company of Peoples Bank (the “Bank”), reported first quarter 2024 results with highlights as follows: First quarter 2024 highlights: · Net earnings were $3.9 million or $0.74 per share and $0.72 per diluted share for the three months ended March 31, 2024, compared to $3.2 million or $0.58 per share and 0.56 per diluted share for the same period one year ago.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1093672/000165495424004837/0001654954-24-004837-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2024"},{"label":"Net income","value":"$3.9 million"},{"label":"EPS","value":"$0.74 per share and $0.72 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}