{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-24-004857","form_type":"8-K","ticker":"CMTV","cik":"0000718413","company_name":"COMMUNITY BANCORP /VT","filed_at":"2024-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.763406+00:00","generated_at":"2026-06-03T14:48:48.739515+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Community Bancorp. Q1 2024 EPS $0.51, down 15.5% YoY; net income $2.8M","bullets":["Net income of $2.8M ($0.51 per share) vs $3.3M ($0.61) in Q1 2023, a decline of $515,860.","Net interest income decreased 1.94% to $8.4M; loan portfolio grew 14.21% YoY to $107.8M.","Deposit balances declined $4.8M (0.54%) YoY; borrowed funds increased $83.9M to fund loan growth.","Dividend maintained at $0.23 per share, payable May 1, 2024 to shareholders of record April 15, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-24-004857","json":"https://secwatch.observer/filing/0001654954-24-004857.json","markdown":"https://secwatch.observer/filing/0001654954-24-004857.md","text":"https://secwatch.observer/filing/0001654954-24-004857.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/718413/000165495424004857/0001654954-24-004857-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/718413/000165495424004857/cmtv_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T14:48:48.739515+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d4e03c5b36a2dd00b54d31201d03a683089d5db8","claim":"COMMUNITY BANCORP /VT reported first quarter ended March 31, 2024 results: net income $2.8 million, EPS $0.51 per share.","evidence_excerpt":"Community Bancorp. Reports First Quarter 2024 Earnings For immediate release Derby, VT: April 22, 2024 --- Community Bancorp., (OTCQX:CMTV) Community National Bank reported earnings for the first quarter ended March 31, 2024, of $2.8 million or $0.51 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/718413/000165495424004857/0001654954-24-004857-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2024"},{"label":"Net income","value":"$2.8 million"},{"label":"EPS","value":"$0.51 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}