Lendway enters amended delayed draw term note with Air T for up to $3.5M at 8% interest

BLOOMIA HOLDINGS, INC.

Total borrowing capacity increased to $3.5M; additional $1.0M available until August 15, 2026, not revolving.
Interest fixed at 8.0% (11% on default); matures August 15, 2029; Lender may demand payment after Feb 15, 2026.
Lender Air T beneficially owns >10% of LDWY common stock; three LDWY directors hold executive roles at Air T.
Related party transaction approved in advance by the Audit Committee of independent directors.
Proceeds to fund operations, growth, and transaction fees/expenses; no closing or origination fees.

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