{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-24-013060","form_type":"8-K","ticker":"CMTV","cik":"0000718413","company_name":"COMMUNITY BANCORP /VT","filed_at":"2024-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.898707+00:00","generated_at":"2026-05-30T13:29:38.526590+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Community Bancorp Q3 net income down 7.4% to $3.1M; assets reach $1.2B","bullets":["Q3 2024 net income $3.1M ($0.55/shr) vs $3.4M ($0.61/shr) in Q3 2023, down 7.4%.","Total assets $1.2B, up $94M YoY; loan portfolio grew 8.84% ($74.1M) YoY.","Net interest income $8.7M, up 2.75%; provision for credit losses rose to $460,745 from $240,889.","Dividend increased 4.3% to $0.24/shr, payable Nov 1, 2024.","Book value per share rose to $17.36 from $15.87 at Dec 31, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-24-013060","json":"https://secwatch.observer/filing/0001654954-24-013060.json","markdown":"https://secwatch.observer/filing/0001654954-24-013060.md","text":"https://secwatch.observer/filing/0001654954-24-013060.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/718413/000165495424013060/0001654954-24-013060-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/718413/000165495424013060/cmtv_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T13:29:38.526590+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}