---
schema_version: "secwatch.filing_event.v1"
accession: "0001654954-24-013060"
form_type: "8-K"
ticker: "CMTV"
cik: "0000718413"
company_name: "COMMUNITY BANCORP /VT"
filed_at: "2024-10-17T23:59:59+00:00"
generated_at: "2026-05-30T13:29:38.526590+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Community Bancorp Q3 net income down 7.4% to $3.1M; assets reach $1.2B

## Summary
- Q3 2024 net income $3.1M ($0.55/shr) vs $3.4M ($0.61/shr) in Q3 2023, down 7.4%.
- Total assets $1.2B, up $94M YoY; loan portfolio grew 8.84% ($74.1M) YoY.
- Net interest income $8.7M, up 2.75%; provision for credit losses rose to $460,745 from $240,889.
- Dividend increased 4.3% to $0.24/shr, payable Nov 1, 2024.
- Book value per share rose to $17.36 from $15.87 at Dec 31, 2023.

## SEC filing metadata
- accession: 0001654954-24-013060
- form_type: 8-K
- ticker: CMTV
- cik: 0000718413
- company_name: COMMUNITY BANCORP /VT
- filed_at: 2024-10-17T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/718413/000165495424013060/0001654954-24-013060-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/718413/000165495424013060/cmtv_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001654954-24-013060
- JSON: https://secwatch.observer/filing/0001654954-24-013060.json
- Plain text: https://secwatch.observer/filing/0001654954-24-013060.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.