{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-24-014503","form_type":"8-K","ticker":"ZIVO","cik":"0001101026","company_name":"Zivo Bioscience, Inc.","filed_at":"2024-11-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.668728+00:00","generated_at":"2026-05-29T23:35:22.468606+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Zivo restructures $277k debt into unsecured notes payable over 24 months at 1%","bullets":["Debt Settlement Agreements with three creditors executed on Nov 12, 2024.","Total principal $277,254 via notes to Howard Shapiro ($185.5k), Merger Masters ($40.3k), Financial Trading ($51.4k).","Notes bear 1% annual interest, payable in 24 equal monthly installments starting Nov 30, 2024.","Prepayment permitted without penalty; customary events of default apply.","Restructuring converts existing obligations into unsecured promissory notes."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-24-014503","json":"https://secwatch.observer/filing/0001654954-24-014503.json","markdown":"https://secwatch.observer/filing/0001654954-24-014503.md","text":"https://secwatch.observer/filing/0001654954-24-014503.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1101026/000165495424014503/0001654954-24-014503-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1101026/000165495424014503/zivo_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-29T23:35:22.468606+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}