{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-25-000639","form_type":"8-K","ticker":"CMTV","cik":"0000718413","company_name":"COMMUNITY BANCORP /VT","filed_at":"2025-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.170836+00:00","generated_at":"2026-05-27T21:26:56.776398+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Community Bancorp Q4 EPS $0.73, up 14% YoY; full year EPS $2.28 down 6%; assets hit $1.25B","bullets":["Q4 net income $4.1M ($0.73/sh) vs $3.5M ($0.64/sh) in Q4 2023, +15.98%.","FY 2024 net income $12.8M ($2.28/sh) vs $13.4M ($2.43/sh) in FY 2023, -4.97%.","Total assets $1.25B at Dec 31, 2024, up 13.61% YoY; loans grew $82.5M (+9.8%).","Provision for credit losses decreased to $1.1M for FY2024 from $1.5M in FY2023.","Quarterly dividend $0.24 per share payable Feb 1, 2025; book value $17.24 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-25-000639","json":"https://secwatch.observer/filing/0001654954-25-000639.json","markdown":"https://secwatch.observer/filing/0001654954-25-000639.md","text":"https://secwatch.observer/filing/0001654954-25-000639.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/718413/000165495425000639/0001654954-25-000639-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/718413/000165495425000639/cmtv_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T21:26:56.776398+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}