---
schema_version: "secwatch.filing_event.v1"
accession: "0001654954-25-000639"
form_type: "8-K"
ticker: "CMTV"
cik: "0000718413"
company_name: "COMMUNITY BANCORP /VT"
filed_at: "2025-01-22T23:59:59+00:00"
generated_at: "2026-05-27T21:26:56.776398+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Community Bancorp Q4 EPS $0.73, up 14% YoY; full year EPS $2.28 down 6%; assets hit $1.25B

## Summary
- Q4 net income $4.1M ($0.73/sh) vs $3.5M ($0.64/sh) in Q4 2023, +15.98%.
- FY 2024 net income $12.8M ($2.28/sh) vs $13.4M ($2.43/sh) in FY 2023, -4.97%.
- Total assets $1.25B at Dec 31, 2024, up 13.61% YoY; loans grew $82.5M (+9.8%).
- Provision for credit losses decreased to $1.1M for FY2024 from $1.5M in FY2023.
- Quarterly dividend $0.24 per share payable Feb 1, 2025; book value $17.24 per share.

## SEC filing metadata
- accession: 0001654954-25-000639
- form_type: 8-K
- ticker: CMTV
- cik: 0000718413
- company_name: COMMUNITY BANCORP /VT
- filed_at: 2025-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/718413/000165495425000639/0001654954-25-000639-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/718413/000165495425000639/cmtv_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001654954-25-000639
- JSON: https://secwatch.observer/filing/0001654954-25-000639.json
- Plain text: https://secwatch.observer/filing/0001654954-25-000639.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.