secwatch.observer — SEC 8-K summary
======================================

Issuer:     COMMUNITY BANCORP /VT (CMTV)
CIK:        0000718413
Form:       8-K
Filed at:   2025-01-22T23:59:59+00:00
Accession:  0001654954-25-000639
Event type: earnings
Sentiment:  neutral
Materiality: 0.50
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Community Bancorp Q4 EPS $0.73, up 14% YoY; full year EPS $2.28 down 6%; assets hit $1.25B
--------------------------------------------------------------------------------

- Q4 net income $4.1M ($0.73/sh) vs $3.5M ($0.64/sh) in Q4 2023, +15.98%.
- FY 2024 net income $12.8M ($2.28/sh) vs $13.4M ($2.43/sh) in FY 2023, -4.97%.
- Total assets $1.25B at Dec 31, 2024, up 13.61% YoY; loans grew $82.5M (+9.8%).
- Provision for credit losses decreased to $1.1M for FY2024 from $1.5M in FY2023.
- Quarterly dividend $0.24 per share payable Feb 1, 2025; book value $17.24 per share.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/718413/000165495425000639/0001654954-25-000639-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/718413/000165495425000639/cmtv_8k.htm
  HTML page:      https://secwatch.observer/filing/0001654954-25-000639

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer