{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-25-004801","form_type":"8-K","ticker":"FMBM","cik":"0000740806","company_name":"F&M BANK CORP","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.136475+00:00","generated_at":"2026-05-23T03:00:34.876685+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"F&M Bank Corp Q1 net income $2.5M, EPS $0.70, up 9% from Q4 2024","bullets":["Net income $2.5M ($0.70 per share), up 9% from Q4 2024 net income $2.3M ($0.64).","Total assets $1.31B (+0.78%), deposits $1.20B (+0.41%), loans $827M (-1.5%) since Dec 31, 2024.","Tangible book value per share $24.73, up 5% ($1.20) in Q1 2025.","Noninterest income grew $187,000 linked-quarter, led by wealth management.","CEO cites disciplined balance sheet and sound loan portfolio as drivers."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-25-004801","json":"https://secwatch.observer/filing/0001654954-25-004801.json","markdown":"https://secwatch.observer/filing/0001654954-25-004801.md","text":"https://secwatch.observer/filing/0001654954-25-004801.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/740806/000165495425004801/0001654954-25-004801-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/740806/000165495425004801/fmbm_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T03:00:34.876685+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}