{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-25-008238","form_type":"8-K","ticker":"PEBK","cik":"0001093672","company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","filed_at":"2025-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.320363+00:00","generated_at":"2026-05-18T04:56:29.904939+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Peoples Bancorp Q2 EPS $0.97 vs $0.89 a year ago; net interest margin expands to 3.57%","bullets":["Q2 2025 net earnings $5.2M ($0.97 basic EPS) vs $4.9M ($0.93 basic EPS) in Q2 2024.","Net interest margin expanded to 3.57% from 3.35% year-over-year.","Loans $1.16B (up from $1.14B at Dec 2024); deposits $1.51B (up from $1.48B).","Non-performing assets flat at $4.8M, 0.28% of total assets.","YTD cash dividends increased to $0.56 per share from $0.54."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-25-008238","json":"https://secwatch.observer/filing/0001654954-25-008238.json","markdown":"https://secwatch.observer/filing/0001654954-25-008238.md","text":"https://secwatch.observer/filing/0001654954-25-008238.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1093672/000165495425008238/0001654954-25-008238-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1093672/000165495425008238/pebk_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:56:29.904939+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}