secwatch.observer — SEC 8-K summary
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Issuer:     PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)
CIK:        0001093672
Form:       8-K
Filed at:   2025-07-21T23:59:59+00:00
Accession:  0001654954-25-008238
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Peoples Bancorp Q2 EPS $0.97 vs $0.89 a year ago; net interest margin expands to 3.57%
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- Q2 2025 net earnings $5.2M ($0.97 basic EPS) vs $4.9M ($0.93 basic EPS) in Q2 2024.
- Net interest margin expanded to 3.57% from 3.35% year-over-year.
- Loans $1.16B (up from $1.14B at Dec 2024); deposits $1.51B (up from $1.48B).
- Non-performing assets flat at $4.8M, 0.28% of total assets.
- YTD cash dividends increased to $0.56 per share from $0.54.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1093672/000165495425008238/0001654954-25-008238-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1093672/000165495425008238/pebk_8k.htm
  HTML page:      https://secwatch.observer/filing/0001654954-25-008238

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer