{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-25-008287","form_type":"8-K","ticker":"CMTV","cik":"0000718413","company_name":"COMMUNITY BANCORP /VT","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.218185+00:00","generated_at":"2026-05-18T04:44:34.994870+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Community Bancorp Q2 net income $4.1M ($0.72 EPS), up 48.8% YoY; loan growth 9.2%","bullets":["Net income $4.1M, $0.72 EPS vs $2.7M, $0.49 EPS in Q2 2024; six-month net income $7.6M, $1.34 EPS.","Total assets $1.17B; loan portfolio grew $79.6M (9.23%) YoY; deposits up $84.2M (9.92%) YoY.","Net interest income $9.9M, up 22.1% YoY; provision for credit losses $407K.","Book value per share $18.69, up from $16.17 a year ago.","Declared quarterly dividend $0.24/share, payable Aug 1 to holders of record July 15."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-25-008287","json":"https://secwatch.observer/filing/0001654954-25-008287.json","markdown":"https://secwatch.observer/filing/0001654954-25-008287.md","text":"https://secwatch.observer/filing/0001654954-25-008287.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/718413/000165495425008287/0001654954-25-008287-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/718413/000165495425008287/cmtv_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:44:34.994870+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}