---
schema_version: "secwatch.filing_event.v1"
accession: "0001654954-25-008287"
form_type: "8-K"
ticker: "CMTV"
cik: "0000718413"
company_name: "COMMUNITY BANCORP /VT"
filed_at: "2025-07-22T23:59:59+00:00"
generated_at: "2026-05-18T04:44:34.994870+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Community Bancorp Q2 net income $4.1M ($0.72 EPS), up 48.8% YoY; loan growth 9.2%

## Summary
- Net income $4.1M, $0.72 EPS vs $2.7M, $0.49 EPS in Q2 2024; six-month net income $7.6M, $1.34 EPS.
- Total assets $1.17B; loan portfolio grew $79.6M (9.23%) YoY; deposits up $84.2M (9.92%) YoY.
- Net interest income $9.9M, up 22.1% YoY; provision for credit losses $407K.
- Book value per share $18.69, up from $16.17 a year ago.
- Declared quarterly dividend $0.24/share, payable Aug 1 to holders of record July 15.

## SEC filing metadata
- accession: 0001654954-25-008287
- form_type: 8-K
- ticker: CMTV
- cik: 0000718413
- company_name: COMMUNITY BANCORP /VT
- filed_at: 2025-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/718413/000165495425008287/0001654954-25-008287-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/718413/000165495425008287/cmtv_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001654954-25-008287
- JSON: https://secwatch.observer/filing/0001654954-25-008287.json
- Plain text: https://secwatch.observer/filing/0001654954-25-008287.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.