---
schema_version: "secwatch.filing_event.v1"
accession: "0001654954-25-008656"
form_type: "8-K"
ticker: "USBC"
cik: "0001074828"
company_name: "USBC, Inc."
filed_at: "2025-07-30T23:59:59+00:00"
generated_at: "2026-05-17T22:47:36.156347+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Know Labs enters bridge loan agreement for up to $350,000 with Goldeneye 1995 LLC

## Summary
- Initial term loan of $90,000 funded on July 28, 2025; additional loans up to $260,000 at lender's discretion.
- Bridge loan accrues interest at 12% per annum; maturity on the earlier of Jan 28, 2026 or demand by lender.
- Proceeds intended to bridge to a previously announced private placement of common stock.
- Event of default triggers acceleration of all principal and accrued interest; default includes non-payment or bankruptcy.

## SEC filing metadata
- accession: 0001654954-25-008656
- form_type: 8-K
- ticker: USBC
- cik: 0001074828
- company_name: USBC, Inc.
- filed_at: 2025-07-30T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1074828/000165495425008656/0001654954-25-008656-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1074828/000165495425008656/knwn_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001654954-25-008656
- JSON: https://secwatch.observer/filing/0001654954-25-008656.json
- Plain text: https://secwatch.observer/filing/0001654954-25-008656.txt

## Key facts
- Debt Financings
  USBC, Inc. incurred loan of up to $350,000 with Goldeneye 1995 LLC at 12% per annum maturing the earlier of (i) January 28, 2026 or (ii) demand by the Buyer.
  - Instrument: loan
  - Principal: up to $350,000
  - Counterparty: Goldeneye 1995 LLC
  - Rate: 12% per annum
  - Maturity: the earlier of (i) January 28, 2026 or (ii) demand by the Buyer
  - Event: incurrence
  source text: the Company and the Buyer entered into a Promissory Note (the "Bridge Note"), pursuant to which the Buyer has agreed to loan the Company an aggregate amount of up to $350,000 (the "Bridge Loan")
  evidence_url: https://www.sec.gov/Archives/edgar/data/1074828/000165495425008656/0001654954-25-008656-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.