{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-25-012006","form_type":"8-K","ticker":"CMTV","cik":"0000718413","company_name":"COMMUNITY BANCORP /VT","filed_at":"2025-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.989707+00:00","generated_at":"2026-05-17T03:08:29.622963+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Community Bancorp Q3 net income $4.7M ($0.84 EPS), up 52% YoY; dividend raised 4%","bullets":["Q3 2025 net income $4.7M ($0.84 per share) vs $3.1M ($0.55) in Q3 2024, a 52.42% increase.","Nine-month 2025 earnings $12.3M ($2.18 per share) up 42.31% from $8.7M ($1.55) in prior year.","Net interest income for Q3 rose 21.35% to $10.5M; loan portfolio grew $49M YoY (5.39%).","Book value per share increased to $19.64 from $17.36 a year ago; equity capital $111.9M.","Quarterly dividend raised 4% to $0.25/share, fourth annual increase since 2020; payable Nov 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-25-012006","json":"https://secwatch.observer/filing/0001654954-25-012006.json","markdown":"https://secwatch.observer/filing/0001654954-25-012006.md","text":"https://secwatch.observer/filing/0001654954-25-012006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/718413/000165495425012006/0001654954-25-012006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/718413/000165495425012006/community_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:08:29.622963+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}