---
schema_version: "secwatch.filing_event.v1"
accession: "0001654954-25-012006"
form_type: "8-K"
ticker: "CMTV"
cik: "0000718413"
company_name: "COMMUNITY BANCORP /VT"
filed_at: "2025-10-21T23:59:59+00:00"
generated_at: "2026-05-17T03:08:29.622963+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Community Bancorp Q3 net income $4.7M ($0.84 EPS), up 52% YoY; dividend raised 4%

## Summary
- Q3 2025 net income $4.7M ($0.84 per share) vs $3.1M ($0.55) in Q3 2024, a 52.42% increase.
- Nine-month 2025 earnings $12.3M ($2.18 per share) up 42.31% from $8.7M ($1.55) in prior year.
- Net interest income for Q3 rose 21.35% to $10.5M; loan portfolio grew $49M YoY (5.39%).
- Book value per share increased to $19.64 from $17.36 a year ago; equity capital $111.9M.
- Quarterly dividend raised 4% to $0.25/share, fourth annual increase since 2020; payable Nov 1.

## SEC filing metadata
- accession: 0001654954-25-012006
- form_type: 8-K
- ticker: CMTV
- cik: 0000718413
- company_name: COMMUNITY BANCORP /VT
- filed_at: 2025-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/718413/000165495425012006/0001654954-25-012006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/718413/000165495425012006/community_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001654954-25-012006
- JSON: https://secwatch.observer/filing/0001654954-25-012006.json
- Plain text: https://secwatch.observer/filing/0001654954-25-012006.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.