---
schema_version: "secwatch.filing_event.v1"
accession: "0001654954-26-000622"
form_type: "8-K"
ticker: "CMTV"
cik: "0000718413"
company_name: "COMMUNITY BANCORP /VT"
filed_at: "2026-01-27T23:59:59+00:00"
generated_at: "2026-05-16T07:41:48.333492+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Community Bancorp reports FY 2025 EPS $3.01, up 32% YoY; Q4 EPS $0.83, up 13%

## Summary
- Net income for FY 2025 $17M ($3.01/share) vs $12.8M ($2.28/share) in FY 2024, up 32.9%.
- Q4 2025 net income $4.6M ($0.83/share) vs $4.1M ($0.73/share) in Q4 2024, up 13.1%.
- Net interest margin improved to 3.81% in Q4 (3.68% FY); total assets $1.29B, up 3.09%.
- Gross loans grew $37M (4.02%) YoY; deposits increased $69M (6.89%).
- Company redeemed all Series A preferred stock ($1.5M) and declared $0.25/share dividend.

## SEC filing metadata
- accession: 0001654954-26-000622
- form_type: 8-K
- ticker: CMTV
- cik: 0000718413
- company_name: COMMUNITY BANCORP /VT
- filed_at: 2026-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/718413/000165495426000622/0001654954-26-000622-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/718413/000165495426000622/cmtv_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001654954-26-000622
- JSON: https://secwatch.observer/filing/0001654954-26-000622.json
- Plain text: https://secwatch.observer/filing/0001654954-26-000622.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.