secwatch.observer — SEC 8-K summary
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Issuer:     COMMUNITY BANCORP /VT (CMTV)
CIK:        0000718413
Form:       8-K
Filed at:   2026-01-27T23:59:59+00:00
Accession:  0001654954-26-000622
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Community Bancorp reports FY 2025 EPS $3.01, up 32% YoY; Q4 EPS $0.83, up 13%
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- Net income for FY 2025 $17M ($3.01/share) vs $12.8M ($2.28/share) in FY 2024, up 32.9%.
- Q4 2025 net income $4.6M ($0.83/share) vs $4.1M ($0.73/share) in Q4 2024, up 13.1%.
- Net interest margin improved to 3.81% in Q4 (3.68% FY); total assets $1.29B, up 3.09%.
- Gross loans grew $37M (4.02%) YoY; deposits increased $69M (6.89%).
- Company redeemed all Series A preferred stock ($1.5M) and declared $0.25/share dividend.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/718413/000165495426000622/0001654954-26-000622-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/718413/000165495426000622/cmtv_8k.htm
  HTML page:      https://secwatch.observer/filing/0001654954-26-000622

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