secwatch.observer — SEC 8-K summary
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Issuer:     PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)
CIK:        0001093672
Form:       8-K
Filed at:   2026-04-20T23:59:59+00:00
Accession:  0001654954-26-003709
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Peoples Bancorp Q1 net earnings $4.4M ($0.80 diluted), NIM 3.68%, dividend raised
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- Net earnings $4.4M, diluted EPS $0.80 vs $0.79 YoY; dividend $0.38/share vs $0.36.
- Net interest margin 3.68% vs 3.51% YoY; net interest income $15.1M vs $13.9M.
- Total loans $1.24B (+$38.9M from Dec 2025); NPAs 0.28% of assets vs 0.25%.
- Core deposits $1.40B (90.7% of total deposits) vs $1.35B at Dec 2025.
- Provision for credit losses $560K vs $268K YoY, driven by loan growth.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1093672/000165495426003709/0001654954-26-003709-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1093672/000165495426003709/pebk_8k.htm
  HTML page:      https://secwatch.observer/filing/0001654954-26-003709

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer