{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-26-003762","form_type":"8-K","ticker":"CMTV","cik":"0000718413","company_name":"COMMUNITY BANCORP /VT","filed_at":"2026-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.673829+00:00","generated_at":"2026-05-15T05:13:19.353629+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"confidence":"high","headline":"Community Bancorp Q1 net income up 23.9% to $4.4M; EPS $0.78 vs $0.62","bullets":["Net income of $4.4M ($0.78/share) vs $3.5M ($0.62) in Q1 2025, up 23.93%.","Gross loan portfolio grew $43.6M (4.64%) YoY; deposits increased $38M (3.89%).","Net interest income rose 15.99% to $11M; net interest margin 3.81%.","Tangible book value per share $18.81, up 4% QoQ; quarterly dividend $0.25 payable May 1.","Uplisted to Nasdaq Capital Market exchange during Q1, improving liquidity."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-26-003762","json":"https://secwatch.observer/filing/0001654954-26-003762.json","markdown":"https://secwatch.observer/filing/0001654954-26-003762.md","text":"https://secwatch.observer/filing/0001654954-26-003762.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/718413/000165495426003762/0001654954-26-003762-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/718413/000165495426003762/cmtv_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:13:19.353629+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"975c1eb3528d959da4eef00ad743f9d14fb91b51","claim":"COMMUNITY BANCORP /VT reported first quarter ended March 31, 2026 results: net income $4.4 million, EPS $0.78.","evidence_excerpt":"Community Bancorp. (NASDAQ:CMTV), the parent company of Community National Bank (the “Bank”), reported consolidated earnings for the first quarter ended March 31, 2026, of $4.4 million or $0.78 per share, an increase of $843,645 or 23.93% compared to $3.5 million or $0.62 per share reported for the first quarter of 2025.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/718413/000165495426003762/0001654954-26-003762-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Net income","value":"$4.4 million"},{"label":"EPS","value":"$0.78"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}