---
schema_version: "secwatch.filing_event.v1"
accession: "0001654954-26-003762"
form_type: "8-K"
ticker: "CMTV"
cik: "0000718413"
company_name: "COMMUNITY BANCORP /VT"
filed_at: "2026-04-21T23:59:59+00:00"
generated_at: "2026-05-15T05:13:19.353629+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.72
calibrated_materiality_score: 0.72
confidence: "high"
source: SEC EDGAR
---

# Community Bancorp Q1 net income up 23.9% to $4.4M; EPS $0.78 vs $0.62

## Summary
- Net income of $4.4M ($0.78/share) vs $3.5M ($0.62) in Q1 2025, up 23.93%.
- Gross loan portfolio grew $43.6M (4.64%) YoY; deposits increased $38M (3.89%).
- Net interest income rose 15.99% to $11M; net interest margin 3.81%.
- Tangible book value per share $18.81, up 4% QoQ; quarterly dividend $0.25 payable May 1.
- Uplisted to Nasdaq Capital Market exchange during Q1, improving liquidity.

## SEC filing metadata
- accession: 0001654954-26-003762
- form_type: 8-K
- ticker: CMTV
- cik: 0000718413
- company_name: COMMUNITY BANCORP /VT
- filed_at: 2026-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.72
- calibrated_materiality_score: 0.72
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/718413/000165495426003762/0001654954-26-003762-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/718413/000165495426003762/cmtv_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001654954-26-003762
- JSON: https://secwatch.observer/filing/0001654954-26-003762.json
- Plain text: https://secwatch.observer/filing/0001654954-26-003762.txt

## Key facts
- Earnings Releases
  COMMUNITY BANCORP /VT reported first quarter ended March 31, 2026 results: net income $4.4 million, EPS $0.78.
  - Period: first quarter ended March 31, 2026
  - Net income: $4.4 million
  - EPS: $0.78
  - Result: reported results
  source text: Community Bancorp. (NASDAQ:CMTV), the parent company of Community National Bank (the “Bank”), reported consolidated earnings for the first quarter ended March 31, 2026, of $4.4 million or $0.78 per share, an increase of $843,645 or 23.93% compared to $3.5 million or $0.62 per share reported for the first quarter of 2025.
  evidence_url: https://www.sec.gov/Archives/edgar/data/718413/000165495426003762/0001654954-26-003762-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.