F&M Bank Q1 net income $3.23M ($0.91 EPS), up 31% YoY; dividend $0.26 declared

F&M BANK CORP

2026-Q1 EPS reported $0.91

Net income $3.23M, EPS $0.91; up 31.3% YoY from $0.70. ROAA 0.94%, ROAE 12.18%.
Net interest margin expanded to 3.56% from 3.15% YoY; net interest income $11.43M (+21% YoY).
Total assets $1.41B (+2.6% linked quarter); loans $896.9M, deposits $1.28B (+2.4% each).
Non-performing assets down 46% YoY to $4.85M (0.34% of assets); provision for credit losses $309K.
Quarterly dividend $0.26/share, payable May 29, 2026, record May 15, 2026, ~3.31% annualized yield.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.95

F&M BANK CORP reported the quarter ended March 31, 2026 results: net income $3.23 million, EPS $0.91 per share.

Period: the quarter ended March 31, 2026
Net income: $3.23 million
EPS: $0.91 per share
Result: reported results

Exact text from the filing

Net income was $3.23 million, or $0.91 per share, for first quarter 2026

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Source: SEC EDGAR

accession 0001654954-26-004059

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