{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-26-006780","form_type":"8-K","ticker":"CMTV","cik":"0000718413","company_name":"COMMUNITY BANCORP /VT","filed_at":"2026-07-21T20:30:50+00:00","discovered_at":"2026-07-21T20:32:07.288090+00:00","generated_at":"2026-07-21T20:32:27.854980+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Community Bancorp Q2 net income $4.9M, EPS $0.84, up 14.4% YoY","bullets":["Net income $4.9M ($0.84 EPS) vs $4.3M ($0.72) in Q2 2025, up 14.4%.","Six-month net income $9.1M ($1.62 EPS) vs $7.6M ($1.34), up 19.4%.","Net interest margin improved to 4.00% from 3.47% in Q2 2025.","Gross loan portfolio grew $28.8M (3.06%) YoY; deposits up $48.7M (5.22%).","Quarterly dividend $0.25 per share, payable Aug 1, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-26-006780","json":"https://secwatch.observer/filing/0001654954-26-006780.json","markdown":"https://secwatch.observer/filing/0001654954-26-006780.md","text":"https://secwatch.observer/filing/0001654954-26-006780.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/718413/000165495426006780/0001654954-26-006780-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/718413/000165495426006780/cmtv_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T20:32:27.854980+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}