secwatch.observer — SEC 8-K summary
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Issuer:     F&M BANK CORP (FMBM)
CIK:        0000740806
Form:       8-K
Filed at:   2026-07-30T18:25:06+00:00
Accession:  0001654954-26-007023
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

F&M Bank Corp Q2 2026 net income $5.37M ($1.50 EPS) vs $2.97M year ago; dividend $0.26/share
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- Net income $5.37M ($1.50 diluted EPS) vs $2.97M ($0.83) in Q2 2025, up 81% YoY.
- Net interest margin expanded to 3.79% from 3.48% a year ago; net interest income $12.33M, up 17% YoY.
- Nonrecurring items: $4.8M gain on sale of Bearing Insurance offset by $3.5M loss on bond portfolio restructuring, net $1.3M pre-tax gain.
- Total assets $1.4B, loans $925.3M (+4.4% YTD), deposits $1.26B (+0.98% YTD).
- Dividend declared $0.26/share, payable Aug 28 to holders of record Aug 14; annualized yield 2.63% based on $39.54 close.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/740806/000165495426007023/0001654954-26-007023-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/740806/000165495426007023/fmbm_8k.htm
  HTML page:      https://secwatch.observer/filing/0001654954-26-007023

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