{"schema_version":"secwatch.filing_event.v1","accession":"0001662991-24-000224","form_type":"8-K","ticker":"SEZL","cik":"0001662991","company_name":"Sezzle Inc.","filed_at":"2024-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.024057+00:00","generated_at":"2026-05-31T11:48:20.122368+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Sezzle Q2 net income $29.7M ($4.93/diluted EPS); raises FY24 guidance on revenue growth 35-40%","bullets":["Total revenue $56.0M (+60.2% YoY); UMS $532.2M (+38.9% YoY); operating income $16.7M (+343.7% YoY).","Adjusted net income $13.1M (23.3% of revenue); adjusted diluted EPS $2.17 vs ($0.03) YoY.","Raised FY24 guidance: total revenue growth 35-40% (prev 25%), net income $55M (prev $30M), adjusted net income $40M (new).","Net income includes $16.8M discrete tax benefit from release of valuation allowance on deferred tax assets.","Active subscribers 462,000; consumer purchase frequency climbed to 4.8x in Q2 from 3.3x YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001662991-24-000224","json":"https://secwatch.observer/filing/0001662991-24-000224.json","markdown":"https://secwatch.observer/filing/0001662991-24-000224.md","text":"https://secwatch.observer/filing/0001662991-24-000224.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1662991/000166299124000224/0001662991-24-000224-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1662991/000166299124000224/szl-20240807.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T11:48:20.122368+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}