{"schema_version":"secwatch.filing_event.v1","accession":"0001662991-24-000292","form_type":"8-K","ticker":"SEZL","cik":"0001662991","company_name":"Sezzle Inc.","filed_at":"2024-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.153613+00:00","generated_at":"2026-05-30T03:37:03.664371+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Sezzle Q3 revenue $70M (+71% YoY), net income $15.4M; raises guidance","bullets":["UMS $659.9M (+40.6% YoY); revenue $70.0M (+71.3% YoY); operating income $20.8M (+289.6% YoY).","Net income $15.4M ($2.62 diluted EPS) vs $2.7M ($0.23) a year ago; adjusted EPS $2.92.","Launched banking program with WebBank; active subscribers 529,000; purchase frequency rose to 5.4x from 4.1x.","Company raises FY2024 guidance citing sustained growth momentum and holiday season outlook."],"urls":{"canonical":"https://secwatch.observer/filing/0001662991-24-000292","json":"https://secwatch.observer/filing/0001662991-24-000292.json","markdown":"https://secwatch.observer/filing/0001662991-24-000292.md","text":"https://secwatch.observer/filing/0001662991-24-000292.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1662991/000166299124000292/0001662991-24-000292-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1662991/000166299124000292/szl-20241107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T03:37:03.664371+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}