{"schema_version":"secwatch.filing_event.v1","accession":"0001662991-25-000084","form_type":"8-K","ticker":"SEZL","cik":"0001662991","company_name":"Sezzle Inc.","filed_at":"2025-05-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.256756+00:00","generated_at":"2026-05-22T08:22:18.425632+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Sezzle Q1 revenue $104.9M (+123% YoY); raises FY 2025 net income guidance to $120M","bullets":["GMV $808.7M (+64.1% YoY); total revenue $104.9M (+123.3% YoY) to new quarterly high.","Operating expenses $55.0M, but as % of revenue improved 18.2 pts to 52.4%.","Transaction-related costs as % of GMV fell to 3.8% from 4.3% YoY on better credit performance.","Monthly On-Demand & Subscribers 658,000, down seasonally from 707,000 in Q4.","FY 2025 net income guidance raised ~50% to $120M; CEO cites stronger consumer activity and repayment trends."],"urls":{"canonical":"https://secwatch.observer/filing/0001662991-25-000084","json":"https://secwatch.observer/filing/0001662991-25-000084.json","markdown":"https://secwatch.observer/filing/0001662991-25-000084.md","text":"https://secwatch.observer/filing/0001662991-25-000084.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1662991/000166299125000084/0001662991-25-000084-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1662991/000166299125000084/szl-20250507.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T08:22:18.425632+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}