---
schema_version: "secwatch.filing_event.v1"
accession: "0001663577-26-000243"
form_type: "8-K"
ticker: "SWRD"
cik: "0001795851"
company_name: "Stewards, Inc."
filed_at: "2026-08-07T21:07:42+00:00"
generated_at: "2026-08-07T21:10:07.783797+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Stewards extends $1.6M note maturity to Sept 1, 2026; interest rate rises to 10%

## Summary
- Extended maturity of $1.6M final installment from May 31, 2026 to Sept 1, 2026.
- Interest on $1.6M principal rises from 6% to 10% per annum for June 1-Sept 1, 2026, totaling $40,000.
- 15% default interest rate waived for extension period; reinstated if not paid by Sept 1, 2026.
- Related-party: holder FAVO Holdings is 35% owned by CEO Shaun Quin; Quin recused from board vote.
- Also adopted amended bylaws: majority voting, remote meetings, advance notice, exclusive forum.

## SEC filing metadata
- accession: 0001663577-26-000243
- form_type: 8-K
- ticker: SWRD
- cik: 0001795851
- company_name: Stewards, Inc.
- filed_at: 2026-08-07T21:07:42+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 5.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1795851/000166357726000243/0001663577-26-000243-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1795851/000166357726000243/swrd_8k080526.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001663577-26-000243
- JSON: https://secwatch.observer/filing/0001663577-26-000243.json
- Plain text: https://secwatch.observer/filing/0001663577-26-000243.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.