{"schema_version":"secwatch.filing_event.v1","accession":"0001663577-26-000303","form_type":"8-K","ticker":"SWRD","cik":"0001795851","company_name":"Stewards, Inc.","filed_at":"2026-09-22T00:30:35+00:00","discovered_at":"2026-09-22T10:05:02.898174+00:00","generated_at":"2026-09-22T10:06:03.128876+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Stewards extends $1.6M promissory note maturity to Oct 15, 2026; default interest waived","bullets":["Final $1.6M principal installment due Sept 1, 2026 extended to Oct 15, 2026.","Interest stays at 10% simple; $20,000 accrued interest due Oct 15 with principal.","15% default interest waived from Jun 1 to Oct 15, 2026; reinstated if not paid by Oct 15.","Holder FAVO Holdings is related party: 65% Vincent Napolitano, 35% CEO Shaun Quin; Quin recused.","Company had not paid $1.6M plus accrued interest due Sept 1; extension avoids default."],"urls":{"canonical":"https://secwatch.observer/filing/0001663577-26-000303","json":"https://secwatch.observer/filing/0001663577-26-000303.json","markdown":"https://secwatch.observer/filing/0001663577-26-000303.md","text":"https://secwatch.observer/filing/0001663577-26-000303.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1795851/000166357726000303/0001663577-26-000303-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1795851/000166357726000303/swrd_8k092126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-22T10:06:03.128876+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}