{"schema_version":"secwatch.filing_event.v1","accession":"0001666071-23-000039","form_type":"8-K","ticker":"CDLX","cik":"0001666071","company_name":"Cardlytics, Inc.","filed_at":"2023-03-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.068790+00:00","generated_at":"2026-06-18T03:25:27.913258+00:00","sec_items":["2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Cardlytics borrows $30M under $60M line of credit from Pacific Western Bank","bullets":["Borrowed $30.0 million on March 13, 2023, under the existing $60 million revolving line of credit with Pacific Western Bank.","Line of credit was originally entered on May 21, 2018, and has been amended; full terms referenced in 2022 Form 10-K.","No specific use of proceeds disclosed; the draw leaves $30 million still available under the facility."],"urls":{"canonical":"https://secwatch.observer/filing/0001666071-23-000039","json":"https://secwatch.observer/filing/0001666071-23-000039.json","markdown":"https://secwatch.observer/filing/0001666071-23-000039.md","text":"https://secwatch.observer/filing/0001666071-23-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1666071/000166607123000039/0001666071-23-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1666071/000166607123000039/cdlx-20230313.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-18T03:25:27.913258+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"da999acb146615437cfcf5bbb23edb78fe01d5b7","claim":"Cardlytics, Inc. incurred revolving credit of $30.0 million with Pacific Western Bank.","evidence_excerpt":"On March 13, 2023, Cardlytics borrowed $30.0 million of the $60.0 million available under the 2018 Line of Credit.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1666071/000166607123000039/0001666071-23-000039-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"$30.0 million"},{"label":"Counterparty","value":"Pacific Western Bank"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}