---
schema_version: "secwatch.filing_event.v1"
accession: "0001666071-23-000039"
form_type: "8-K"
ticker: "CDLX"
cik: "0001666071"
company_name: "Cardlytics, Inc."
filed_at: "2023-03-14T23:59:59+00:00"
generated_at: "2026-06-18T03:25:27.913258+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Cardlytics borrows $30M under $60M line of credit from Pacific Western Bank

## Summary
- Borrowed $30.0 million on March 13, 2023, under the existing $60 million revolving line of credit with Pacific Western Bank.
- Line of credit was originally entered on May 21, 2018, and has been amended; full terms referenced in 2022 Form 10-K.
- No specific use of proceeds disclosed; the draw leaves $30 million still available under the facility.

## SEC filing metadata
- accession: 0001666071-23-000039
- form_type: 8-K
- ticker: CDLX
- cik: 0001666071
- company_name: Cardlytics, Inc.
- filed_at: 2023-03-14T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.03
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1666071/000166607123000039/0001666071-23-000039-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1666071/000166607123000039/cdlx-20230313.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001666071-23-000039
- JSON: https://secwatch.observer/filing/0001666071-23-000039.json
- Plain text: https://secwatch.observer/filing/0001666071-23-000039.txt

## Key facts
- Debt Financings
  Cardlytics, Inc. incurred revolving credit of $30.0 million with Pacific Western Bank.
  - Instrument: revolving credit
  - Principal: $30.0 million
  - Counterparty: Pacific Western Bank
  - Event: incurrence
  source text: On March 13, 2023, Cardlytics borrowed $30.0 million of the $60.0 million available under the 2018 Line of Credit.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1666071/000166607123000039/0001666071-23-000039-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.