{"schema_version":"secwatch.filing_event.v1","accession":"0001666071-25-000033","form_type":"8-K","ticker":"CDLX","cik":"0001666071","company_name":"Cardlytics, Inc.","filed_at":"2025-03-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.369000+00:00","generated_at":"2026-05-24T22:36:08.996974+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Cardlytics Q4 revenue down 17% YoY to $74.0M; guides Q1 2025 EBITDA loss","bullets":["Q4 total revenue $74.0M, down 17% YoY; net loss $15.6M ($0.31 loss/share) vs $100.8M loss in Q4 2023.","Full year 2024 revenue $278.3M (-10% YoY); net loss $189.3M ($3.91 loss/share) vs $134.7M loss in 2023.","Q4 adjusted EBITDA $6.4M, down from $10.0M YoY; full year adjusted EBITDA $2.5M vs $3.8M in 2023.","Q1 2025 guidance: revenue $57-60M, adjusted EBITDA loss $4.0-7.5M, reflecting continued headwinds.","CEO cites 2024 as challenging year; MAUs down 0.4% QoQ to 167.3M, ARPU fell 16.7% to $0.44."],"urls":{"canonical":"https://secwatch.observer/filing/0001666071-25-000033","json":"https://secwatch.observer/filing/0001666071-25-000033.json","markdown":"https://secwatch.observer/filing/0001666071-25-000033.md","text":"https://secwatch.observer/filing/0001666071-25-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1666071/000166607125000033/0001666071-25-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1666071/000166607125000033/cdlx-20250312.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-24T22:36:08.996974+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}