{"schema_version":"secwatch.filing_event.v1","accession":"0001666071-25-000060","form_type":"8-K","ticker":"CDLX","cik":"0001666071","company_name":"Cardlytics, Inc.","filed_at":"2025-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.263450+00:00","generated_at":"2026-05-23T05:02:09.018367+00:00","sec_items":["1.02","8.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Cardlytics receives Bank of America non-renewal for offer agreement; extends loan to 2028","bullets":["Bank of America sent non-renewal notice; agreements expire July 31, 2025.","Extension period through Jan 27, 2026; Bank of America requested continued operations.","Company says impact not material; discussing separate arrangement for offers on Bank of America's channels.","Loan facility amended with Banc of California; maturity extended to April 15, 2028.","No new borrowings; $60M unused available under the loan facility."],"urls":{"canonical":"https://secwatch.observer/filing/0001666071-25-000060","json":"https://secwatch.observer/filing/0001666071-25-000060.json","markdown":"https://secwatch.observer/filing/0001666071-25-000060.md","text":"https://secwatch.observer/filing/0001666071-25-000060.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1666071/000166607125000060/0001666071-25-000060-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1666071/000166607125000060/cdlx-20250422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T05:02:09.018367+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}