---
schema_version: "secwatch.filing_event.v1"
accession: "0001666071-25-000060"
form_type: "8-K"
ticker: "CDLX"
cik: "0001666071"
company_name: "Cardlytics, Inc."
filed_at: "2025-04-28T23:59:59+00:00"
generated_at: "2026-05-23T05:02:09.018367+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Cardlytics receives Bank of America non-renewal for offer agreement; extends loan to 2028

## Summary
- Bank of America sent non-renewal notice; agreements expire July 31, 2025.
- Extension period through Jan 27, 2026; Bank of America requested continued operations.
- Company says impact not material; discussing separate arrangement for offers on Bank of America's channels.
- Loan facility amended with Banc of California; maturity extended to April 15, 2028.
- No new borrowings; $60M unused available under the loan facility.

## SEC filing metadata
- accession: 0001666071-25-000060
- form_type: 8-K
- ticker: CDLX
- cik: 0001666071
- company_name: Cardlytics, Inc.
- filed_at: 2025-04-28T23:59:59+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.02, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1666071/000166607125000060/0001666071-25-000060-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1666071/000166607125000060/cdlx-20250422.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001666071-25-000060
- JSON: https://secwatch.observer/filing/0001666071-25-000060.json
- Plain text: https://secwatch.observer/filing/0001666071-25-000060.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.