---
schema_version: "secwatch.filing_event.v1"
accession: "0001666071-25-000119"
form_type: "8-K"
ticker: "CDLX"
cik: "0001666071"
company_name: "Cardlytics, Inc."
filed_at: "2025-07-08T23:59:59+00:00"
generated_at: "2026-05-18T09:06:31.523047+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Cardlytics extends JPMorgan Chase Master Agreement to Nov 2028; revenue share changes Jan 2026

## Summary
- Fourth Amendment extends Master Agreement term with JPMorgan Chase to November 18, 2028.
- Supplier Billings Share reduced effective January 1, 2026, but remains higher than pre-Third Amendment level.
- Amendment also modifies Incentive Bonus and Quality Credits provisions.
- Full text of Fourth Amendment to be filed in Q2 2025 10-Q.

## SEC filing metadata
- accession: 0001666071-25-000119
- form_type: 8-K
- ticker: CDLX
- cik: 0001666071
- company_name: Cardlytics, Inc.
- filed_at: 2025-07-08T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 1.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1666071/000166607125000119/0001666071-25-000119-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1666071/000166607125000119/cdlx-20250707.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001666071-25-000119
- JSON: https://secwatch.observer/filing/0001666071-25-000119.json
- Plain text: https://secwatch.observer/filing/0001666071-25-000119.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.