{"schema_version":"secwatch.filing_event.v1","accession":"0001666071-25-000124","form_type":"8-K","ticker":"CDLX","cik":"0001666071","company_name":"Cardlytics, Inc.","filed_at":"2025-08-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.595013+00:00","generated_at":"2026-05-17T19:35:36.820207+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Cardlytics Q2 revenue down 9% YoY to $63.2M; net loss widens; Q3 guidance weak","bullets":["Revenue $63.2M, -9% YoY; billings $104M, -6%; adjusted contribution $36.1M, -1%.","Net loss $(9.3)M ($0.18/diluted share) vs $(4.3)M ($0.09) a year ago.","Adjusted EBITDA improved to $2.7M from $(2.3)M; MQUs up 19% to 224.5M.","Q3 guidance: billings $87-95M (-22% to -15%), revenue $52.2-$58.2M, adjusted EBITDA ($2.3M) to $2.7M.","Free cash flow negative $(3.4)M vs $(0.4)M; ACPU fell to $0.14 from $0.16."],"urls":{"canonical":"https://secwatch.observer/filing/0001666071-25-000124","json":"https://secwatch.observer/filing/0001666071-25-000124.json","markdown":"https://secwatch.observer/filing/0001666071-25-000124.md","text":"https://secwatch.observer/filing/0001666071-25-000124.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1666071/000166607125000124/0001666071-25-000124-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1666071/000166607125000124/cdlx-20250806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T19:35:36.820207+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}