{"schema_version":"secwatch.filing_event.v1","accession":"0001666071-25-000156","form_type":"8-K","ticker":"CDLX","cik":"0001666071","company_name":"Cardlytics, Inc.","filed_at":"2025-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.080480+00:00","generated_at":"2026-05-17T00:19:01.465515+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Cardlytics Q3 revenue $52M (-22% YoY); net loss $72.7M, adj EBITDA positive $3.2M","bullets":["Revenue $52.0M, down 22% YoY; net loss $72.7M ($1.36/share) improved from $145.2M loss in Q3 2024.","Adjusted EBITDA $3.2M vs $(1.8)M in Q3 2024; Adjusted Contribution $30.0M (down 17% YoY).","MQUs 230.3M (+21% YoY) but ACPU fell to $0.11 from $0.16.","Q4 guidance: Billings $86M-$96M, Revenue $51.1M-$59.1M, Adj EBITDA $0.9M-$7.9M.","CEO Amit Gupta cites 'decisive action to reset business' and return to growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001666071-25-000156","json":"https://secwatch.observer/filing/0001666071-25-000156.json","markdown":"https://secwatch.observer/filing/0001666071-25-000156.md","text":"https://secwatch.observer/filing/0001666071-25-000156.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1666071/000166607125000156/0001666071-25-000156-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1666071/000166607125000156/cdlx-20251105.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:19:01.465515+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}