{"schema_version":"secwatch.filing_event.v1","accession":"0001666071-26-000008","form_type":"8-K","ticker":"CDLX","cik":"0001666071","company_name":"Cardlytics, Inc.","filed_at":"2026-03-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.809743+00:00","generated_at":"2026-05-15T21:43:06.042209+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Cardlytics Q4 revenue $56.1M (-24% YoY), losses narrow; Q1 guidance weak","bullets":["Q4 revenue $56.1M, down 24.2% YoY; billings $94.1M, down 19%.","Net loss narrowed to $8.3M from $15.6M; adjusted EBITDA $8.5M vs $6.4M.","Full year 2025 revenue $233.3M, down 16.2%; net loss $103.5M vs $189.3M.","MQUs rose 18.4% to 227M; ACPU fell 35% to $0.12.","Q1 2026 guidance: revenue $35-40M (down ~35-43% YoY), adjusted EBITDA negative $3.5-7.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0001666071-26-000008","json":"https://secwatch.observer/filing/0001666071-26-000008.json","markdown":"https://secwatch.observer/filing/0001666071-26-000008.md","text":"https://secwatch.observer/filing/0001666071-26-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1666071/000166607126000008/0001666071-26-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1666071/000166607126000008/cdlx-20260304.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T21:43:06.042209+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e657f84acc9ec818dbb564a286e2c0377e90b81e","claim":"Cardlytics, Inc. reported financial results for the fourth quarter ended December 31, 2025.","evidence_excerpt":"On March 4, 2026, the Company issued a press release announcing its financial results for the quarter and year ended December 31, 2025","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1666071/000166607126000008/0001666071-26-000008-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2025"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}